Property Damage Insurance covers rental properties from risks such as fire, floods, earthquakes, vandalism, and accidental damage. It ensures that landlords can repair or rebuild their properties without suffering significant financial losses.
Liability Insurance protects landlords from legal and medical expenses if a tenant, visitor, or third party suffers an injury or property damage due to issues related to the rental property. This type of coverage includes legal defense costs and compensation payouts.
Also known as Rental Income Protection, this insurance provides compensation to landlords if the rental property becomes uninhabitable due to an insured event such as fire or storm damage. It ensures landlords continue to receive rental income even during property repairs.
Tenant Default Insurance covers financial losses if a tenant fails to pay rent. This coverage is particularly useful for landlords with long-term rental agreements who rely on consistent rental payments to cover mortgage and maintenance costs.
This insurance helps cover legal costs associated with disputes between landlords and tenants, including eviction proceedings, property damage claims, and contract breaches. It ensures landlords have financial protection when handling legal matters.
Designed for landlords renting out properties on a short-term basis (e.g., Airbnb hosts), this policy covers damages caused by guests, liability claims, and loss of rental income due to cancellations or unexpected damages.
For landlords renting out office buildings, retail spaces, or industrial properties, this insurance covers property damage, liability claims, loss of rental income, and tenant disputes related to commercial leases.
Building Insurance specifically covers the structural elements of a rental property, including walls, floors, roofs, and fixtures. It ensures landlords are protected against expensive repair or rebuilding costs in case of severe damage.
This type of insurance covers personal belongings that landlords provide within furnished rental properties. It protects against loss or damage to furniture, appliances, and other household items due to theft, fire, or vandalism.
